Lumida
/PRI
⌘K
Primerica Inc

Primerica Inc

PRI
$292.44USD+1.18%+3.40 today

MARKET CAP

9.0B

P/E (TTM)

12.8x

FWD P/E

DAY RANGE

$289 – $294

52W RANGE

$230
$327

AI Summary

Stalk
TrimMedium

PRI remains in a Stage 4 decline under a clear lower-highs/lower-lows sequence and intermediate EMAs sloping downward. The medium-term tradable side is bearish, but short-term timing is neutral as price hovers around and briefly reclaims the 9/20EMA without follow-through. We should defer execution and stalk rallies into the $296 6 resistance zone near the 50SMA for tactical sell entries.

  • Q2 adjusted revenue $550 M (+8% YoY) and net income $123 M (+11%)
  • Operating EPS $6.41, up 17% YoY, aided by favorable tax benefit
  • New life insurance licenses −15% YoY and issued premiums −12% YoY
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$2.7B$2.7B$2.7B$3.1B$3.3B
YoY %+22.2%-1.9%+3.4%+12.4%+6.6%
P / Sales2.2x2.0x2.7x3.0x2.6x
EV / Sales7.3x6.6x7.2x6.8x6.2x
Gross Profit, Adj.$1.8B$1.8B$1.8B$2.1B$2.3B
YoY %+36.4%-4.0%+3.9%+17.1%+7.5%
Margin %67.7%66.3%66.6%69.4%70.0%
EV / Gross Profit10.7x9.9x10.8x9.8x8.8x
EBITDA, Adj.$1.6B$1.5B$1.1B$1.3B$1.3B
YoY %+34.6%-3.0%-26.8%+13.8%+3.5%
Margin %57.4%56.7%40.2%40.7%39.5%
EV / EBITDA12.7x11.6x17.9x16.6x15.6x
EBIT$1.2B$1.2B$797.9M$938.4M$961.1M
YoY %+32.1%+0.3%-34.0%+17.6%+2.4%
Margin %44.5%45.5%29.0%30.4%29.2%
EV / EBIT16.4x14.5x24.8x22.3x21.1x
Net Income$475.4M$469.9M$574.1M$468.8M$748.8M
YoY %+23.6%-1.1%+22.2%-18.3%+59.7%
Net Margin17.5%17.7%20.9%15.2%22.7%
EPS (GAAP)$11.99$12.33$15.94$13.71$22.91
YoY %+25.3%+2.8%+29.3%-14.0%+67.1%