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/QFIN
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Qfin Holdings Inc

Qfin Holdings Inc

QFIN
$8.47USD+0.00%+0.00 today

MARKET CAP

1.0B

P/E (TTM)

0.3x

FWD P/E

0.4x

DAY RANGE

$8 – $9

52W RANGE

$8
$33

AI Summary

Stalk
StalkMedium

QFIN has formed a post-capitulation base near its 52-week lows, reflecting selling exhaustion and mean-reversion potential under Extreme Oversold conditions. With the asset qualifying for a mean-reversion rally, the medium-term bias is set to bullish, but price remains below declining EMAs and the $8.86–$9.00 base resistance, prompting a deferred buy posture—stalking the support region around $8.47–$8.86 for a cleaner entry.

  • 5% dividend yield (USD 0.46/ADS) attracts income investors
  • AI-powered engine serves 168 institutions, improving underwriting efficiency
  • Continued regulatory tightening may curb loan origination growth
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$16.6B$2.4B$2.3B$2.4B$2.7B
YoY %+700.3%-85.6%-4.1%+2.2%+16.7%
P / Sales0.3x2.3x1.8x4.5x1.8x
EV / Sales0.5x8.2x3.1x5.6x3.3x
Gross Profit, Adj.$14.4B$2.1B$1.9B$2.0B$2.3B
YoY %+725.6%-85.7%-6.3%+1.5%+18.5%
Margin %86.5%85.7%83.7%83.1%84.4%
EV / Gross Profit0.5x9.6x3.6x6.7x3.9x
EBITDA, Adj.$7.2B$767.1M$812.6M$1.2B$1.1B
YoY %+1137.7%-89.3%+5.9%+45.3%-7.8%
Margin %43.2%32.0%35.3%50.2%39.7%
EV / EBITDA1.1x25.8x8.6x11.2x8.2x
EBIT$7.1B$721.5M$777.3M$1.1B$1.0B
YoY %+1126.4%-89.9%+7.7%+43.1%-7.1%
Margin %42.8%30.1%33.8%47.3%37.6%
EV / EBIT1.1x27.4x9.0x11.8x8.7x
Net Income$5.8B$583.4M$605.4M$858.2M$856.1M
YoY %+978.9%-89.9%+3.8%+41.8%-0.2%
Net Margin34.8%24.3%26.3%36.5%31.2%
EPS (GAAP)$17.99$1.81$1.84$2.83$3.15
YoY %+928.0%-89.9%+1.7%+53.8%+11.3%