Regional Management Corp

Price remains in an oversold consolidation near annual lows, granting mean-reversion eligibility and enforcing a bullish medium-term bias. However, short-term momentum is unfavorable as price sits below the 20-day EMA with no exhaustion or reversal signals. Execution is deferred; stalking for pullback acceptance around the pivot support zone near 32.50–32.75 and interaction with the EMAs before participation.

• ↑Q4 2025 net income $12.9M, +33% YoY underpins profitability
• ↑Total revenue $170M (+10% YoY) fueled by higher originations
• ↓Net credit loss rate 12.2%, +30 bps YoY signals credit risk