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/RNST
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Renasant Corp

Renasant Corp

RNST
$40.77USD↑+0.59%+0.24 today

MARKET CAP

3.7B

P/E (TTM)

11.4x

FWD P/E

10.4x

DAY RANGE

$40 – $41

52W RANGE

$33
$45

AI Summary

Stalk
Buy NowMedium

RNST remains in a Stage 2 uptrend characterized by higher highs and lows, but the recent Bullish Exhaustion signal highlights near-term buyer fatigue. Price is currently pulling back into the rising 9/20 EMA support zone, offering a favorable entry point. Medium-term momentum remains intact, and buying now near short-term EMA support aligns with continuation participation. A sustained break below the 50-day SMA would invalidate this bullish bias.

  • ↑Adjusted EPS rose 36% YoY to $0.94 in Q2 2026.
  • ↑Efficiency ratio improved to 57.9% from 67.6% YoY.
  • ↓Negative profitability and revision momentum indicate margin pressure.
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The case for & against

Bull & Bear analysis

Bullish

Renasant Corporation (NASDAQ: RNST) is a regional bank holding company that offers a diverse range of financial services predominantly in the Southeastern United States. Following a significant merger with First Bank Shares, the company has fortified its market position, enhancing its asset base and operational efficiencies. Renasant is strategically focused on organic growth, targeting mid-single-digit growth in loans and deposits, thus positioning itself to leverage favorable economic conditions and increased customer engagement.

Bull says

  • ↑Adjusted EPS rose 36% YoY to $0.94 in Q2 2026.
  • ↑Efficiency ratio improved to 57.9% from 67.6% YoY.
  • ↑Opened 10,000+ accounts, adding ~$380 M in deposits in Q2.
  • ↑2.4% dividend yield plus active share repurchases boost returns.
  • ↑High earnings yield and strong book-to-price signal attractive valuation.
  • ↑Strong liquidity and low volatility indicate financial stability.

Bear says

  • ↓Negative profitability and revision momentum indicate margin pressure.
  • ↓Intense competition for loans and deposits may compress net interest margins.
  • ↓Elevated commercial real estate payoffs could hinder loan growth.
  • ↓Low institutional ownership signals skepticism among major investors.
  • ↓Smaller size versus peers raises competitive positioning concerns.
  • ↓Potential regulatory changes may constrain capital deployment.

Investment themes with RNST

High Dividend Yield↓ -0.51%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↓ -1.16%

FLG · TCBI · ZION

Earnings Call · Q2 2025 · Mgmt. Guidance

Updated 08-04-2026bullish

Transcript signals

Bull points

  • The merger creates an exciting but noisy quarter.
  • From a capital standpoint, all regulatory capital ratios remain in excess of required minimums to be considered well capitalized.
  • We remain on track to achieve model synergies by year-end.

Bear points

  • There was an uptick in classified loans that was largely driven by layering in the portfolio from the first and not due to deterioration.
Read full transcript analysis ›