Root Inc

In a Stage 2 speculative advance with bullish medium- and long-term context, price is currently extended and overbought, warranting deferred entry on a pullback into the rising EMA zone to maintain asymmetric risk-reward.

• ↑Revenue grew 2% YoY to $389M; net income +15% YoY to $25M, driving a 31% ROE.
• ↑Net combined ratio of 92.1% demonstrates disciplined underwriting and cost control.
• ↓Management expects relatively flat PIF growth in 2026 if pricing pressures persist.