Lumida
/SBSI
⌘K
Southside Bancshares Inc

Southside Bancshares Inc

SBSI
$32.07USD-0.06%-0.02 today

MARKET CAP

955.9M

P/E (TTM)

12.5x

FWD P/E

9.9x

DAY RANGE

$32 – $33

52W RANGE

$26
$36

AI Summary

Stalk
StalkMedium

SBSI remains in a Stage 2 advancing uptrend underpinned by sequential higher highs and higher lows. Although price has pulled back below the 9 EMA and 20 EMA and short-term momentum indicators are neutral, the stock continues to hold above rising 50 SMA and 200 SMA. The medium-term bullish bias is intact, but short-term timing is unfavorable. We will stalk for a disciplined pullback into structural support before committing.

  • Q2 net income rose 15.4% YoY to $26.8M; EPS $0.90
  • New loan production of $293M in Q2; $1.47B pipeline
  • Net interest margin fell to 2.90% as funding costs rose
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$265.3M$293.8M$395.6M$456.1M$419.0M
YoY %-5.8%+10.7%+34.6%+15.3%-8.1%
P / Sales5.2x3.9x2.5x2.1x2.2x
EV / Sales28.7x26.8x21.1x18.8x20.3x
Gross Profit, Adj.$238.9M$253.2M$250.9M$257.9M$237.0M
YoY %+0.8%+6.0%-0.9%+2.8%-8.1%
Margin %90.0%86.2%63.4%56.5%56.6%
EV / Gross Profit31.9x31.1x33.3x33.3x35.9x
EBITDA, Adj.$131.9M$119.6M$101.1M$107.4M$82.6M
YoY %+41.1%-9.3%-15.5%+6.2%-23.0%
Margin %49.7%40.7%25.6%23.5%19.7%
EV / EBITDA57.8x65.8x82.7x79.9x102.9x
EBIT$130.8M$119.6M$101.1M$107.4M$82.6M
YoY %+39.9%-8.6%-15.5%+6.2%-23.0%
Margin %49.3%40.7%25.6%23.5%19.7%
EV / EBIT58.3x65.8x82.7x79.9x102.9x
Net Income$113.4M$105.0M$86.7M$88.5M$69.2M
YoY %+38.0%-7.4%-17.5%+2.1%-21.8%
Net Margin42.7%35.7%21.9%19.4%16.5%
EPS (GAAP)$3.47$3.26$2.82$2.91$2.29
YoY %+40.5%-6.1%-13.5%+3.2%-21.3%