Lumida
/SFST
⌘K
Southern First Bancshares Inc

Southern First Bancshares Inc

SFST
$63.12USD-0.47%-0.30 today

MARKET CAP

597.9M

P/E (TTM)

17.0x

FWD P/E

DAY RANGE

$62 – $64

52W RANGE

$41
$65

AI Summary

Stalk
Buy NowMedium

SFST has broken above its multi-week consolidation and prior resistance, confirming medium-term bullish momentum. Price is riding above rising EMAs across all horizons, while the long-term uptrend remains intact above the 200 SMA. However, extreme overbought readings on RSI and Options Score indicate a heightened risk of a short-term pullback. Overall, continuation participation is warranted now, but a decisive close back below the breakout zone and EMAs would invalidate the bullish thesis.

  • Q2 EPS $1.20 vs $1.19 consensus; FY EPS forecast ~$5.40.
  • Net margin 16.8% and ROE 10.2% highlight operational efficiency.
  • CEO sold 21K shares pre-highs, signaling insider exit risk.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$110.3M$127.2M$187.5M$213.4M$224.6M
YoY %-9.7%+15.4%+47.3%+13.8%+5.3%
P / Sales4.5x2.9x1.6x1.5x1.9x
EV / Sales28.3x29.4x21.4x19.0x19.7x
Gross Profit, Adj.$104.8M$107.2M$87.5M$93.4M$118.1M
YoY %-2.2%+2.3%-18.4%+6.7%+26.5%
Margin %95.1%84.2%46.7%43.8%52.6%
EV / Gross Profit29.8x34.9x45.9x43.5x37.5x
EBITDA, Adj.$60.8M$38.1M$17.4M$19.9M$39.6M
YoY %+155.3%-37.3%-54.3%+14.3%+98.9%
Margin %55.1%30.0%9.3%9.3%17.6%
EV / EBITDA51.4x98.2x230.3x203.8x111.8x
EBIT$60.8M$38.1M$17.4M$19.9M$39.6M
YoY %+155.3%-37.3%-54.3%+14.3%+98.9%
Margin %55.1%30.0%9.3%9.3%17.6%
EV / EBIT51.4x98.2x230.3x203.8x111.8x
Net Income$46.7M$29.1M$13.4M$15.5M$30.4M
YoY %+154.9%-37.7%-53.9%+15.7%+95.5%
Net Margin42.4%22.9%7.2%7.3%13.5%
EPS (GAAP)$5.85$3.61$1.66$1.91$3.72
YoY %+150.0%-38.3%-54.0%+15.1%+94.8%