Lumida
/STBA
⌘K
S&T Bancorp Inc

S&T Bancorp Inc

STBA
$49.99USD-0.28%-0.14 today

MARKET CAP

1.8B

P/E (TTM)

14.3x

FWD P/E

DAY RANGE

$50 – $51

52W RANGE

$34
$54

AI Summary

Stalk
StalkMedium

STBA remains in a Stage 2 uptrend within a broad long-term advance, but has entered a shallow consolidation and pullback into its short-term EMAs. Momentum and oscillators are neutral, and price is hovering near the 9/20 EMAs and just below the 50-day SMA. Consistent with the Free Cash Flow + Buybacks strategy, we will stalk for a clean pullback into rising EMA support before committing capital.

  • Q2 net income $36.6M (+22.9% YoY); EPS $1.02
  • NIM expanded to 3.99%, guided stable at ~3.90%+
  • Q1 loan balances fell $113M amid reduced pipeline
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$354.0M$399.0M$535.5M$565.0M$568.5M
YoY %-6.9%+12.7%+34.2%+5.5%+0.6%
P / Sales3.5x3.3x2.5x2.6x2.7x
EV / Sales24.3x22.7x17.5x16.8x17.2x
Gross Profit, Adj.$340.8M$374.0M$407.0M$383.9M$402.1M
YoY %+0.5%+9.8%+8.8%-5.7%+4.7%
Margin %96.3%93.7%76.0%68.0%70.7%
EV / Gross Profit25.2x24.2x23.0x24.8x24.3x
EBITDA, Adj.$135.7M$168.9M$178.8M$164.8M$167.9M
YoY %+480.2%+24.5%+5.8%-7.8%+1.9%
Margin %38.3%42.3%33.4%29.2%29.5%
EV / EBITDA63.3x53.5x52.3x57.7x58.1x
EBIT$135.7M$168.9M$178.8M$164.8M$167.9M
YoY %+544.8%+24.5%+5.8%-7.8%+1.9%
Margin %38.3%42.3%33.4%29.2%29.5%
EV / EBIT63.3x53.5x52.3x57.7x58.1x
Net Income$109.9M$135.5M$144.8M$131.3M$134.2M
YoY %+423.8%+23.4%+6.8%-9.3%+2.3%
Net Margin31.0%34.0%27.0%23.2%23.6%
EPS (GAAP)$2.81$3.46$3.74$3.41$3.49
YoY %+430.2%+23.1%+8.1%-8.8%+2.3%