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/STC
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Stewart Information Services Corp

Stewart Information Services Corp

STC
$66.56USD↓-0.64%-0.43 today

MARKET CAP

2.0B

P/E (TTM)

16.4x

FWD P/E

—

DAY RANGE

$66 – $68

52W RANGE

$57
$79

AI Summary

Stalk
Sell NowMedium

STC has closed decisively below its key EMA and SMA cluster on strong volume, with today’s bearish pivot confirming failed upside control and triggering structural repair lower. Oversold conditions support further mean reversion decline, while resistance at the flattening 9/20 EMA and 50/200 SMA region caps any relief. Short-term timing favors immediate sell-side engagement, with invalidation only on a daily close back above the flattening EMAs.

  • ↑Q2 2026 revenue $895.8 M (+25% YoY) with EPS $1.39 (+212%)
  • ↑Adjusted pre-tax margin improved to 8.8%, signaling operational strength
  • ↓Residential real estate activity remains depressed at 15-year lows
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The case for & against

Bull & Bear analysis

Bullish

Stewart Information Services Corporation (NYSE: STC) operates as a leading provider of title insurance and related real estate services, primarily in the U.S. and Canada. The company is well-positioned in a fluctuating housing market and focuses on enhancing its market share through strategic acquisitions and innovations. Stewart's diversified offerings across title operations, agency services, and real estate solutions allow it to navigate the complexities of real estate transactions and leverage opportunities within the broader real estate ecosystem.

Bull says

  • ↑Q2 2026 revenue $895.8 M (+25% YoY) with EPS $1.39 (+212%)
  • ↑Adjusted pre-tax margin improved to 8.8%, signaling operational strength
  • ↑Commercial services earnings rose 34%, driving diversified growth
  • ↑Recent acquisition of MCS expands service offerings and profitability
  • ↑Strong earnings yield and rising dividend ($0.52/share) support valuation
  • ↑Management forecasts modest home‐sales recovery, boosting title services

Bear says

  • ↓Residential real estate activity remains depressed at 15-year lows
  • ↓Negative growth trend and high interest‐rate sensitivity threaten volumes
  • ↓Integration of recent acquisitions may inflate costs and pressure margins
  • ↓Operating expenses jumped on talent hires, risking near‐term profitability
  • ↓Regulatory shifts and rate volatility add complexity to long‐term outlook

Investment themes with STC

L&H Insurance↓ -0.09%

PGR · TRV · ALL

Earnings Call · Q2 2025 · Mgmt. Guidance

Updated 08-04-2026bullish

Transcript signals

Bull points

  • second quarter net income was $32 million, or $1.13 per diluted share, based on revenues of $722 million. On an adjusted basis, second quarter net income was $38 million, or $1.34 per diluted share, compared to $25 million or $0.91 per diluted share last year.
  • operating revenues in the second quarter improved $96 million or 19%, driven by both our direct and agency title operations. This resulted in a title pre-tax income improvement of $16 million or 48%.
  • Invested commercial revenues increased $24 million or 46% due to strength and breadth in the energy data center, hospitality, industrial, land development, and multifamily asset classes.

Bear points

  • The real estate market remains challenged with mortgage rates in the high sixes and existing single-family home sales around 15-year lows.
  • our total title loss expense in the second quarter increased slightly to $22 million due to increased title revenues, partially offset by our overall favorable claims experience.
Read full transcript analysis ›