Lumida
/TBBK
⌘K
Bancorp Inc

Bancorp Inc

TBBK
$50.63USD+0.66%+0.33 today

MARKET CAP

2.1B

P/E (TTM)

10.3x

FWD P/E

DAY RANGE

$50 – $51

52W RANGE

$48
$82

AI Summary

Stalk
Sell NowMedium

TBBK is in a Stage 4 sell-off after a clear support failure and is trading well below its EMAs and SMAs, reflecting strong bearish momentum. Short-term conditions remain unfavorable for buyers despite extreme oversold readings. We will sell now into any relief rallies toward the broken support region rather than chase the downward move.

  • Q2 EPS of $1.45 beat $1.36 estimate, up 18% YoY; 2026 EPS forecast $5.90
  • 35.1% ROE backed by fintech Cash App program, outpacing peers
  • Negative dividend‐yield metric signals narrowing margins amid fee‐income reliance
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$326.9M$414.0M$621.6M$709.1M$879.7M
YoY %+10.7%+26.7%+50.2%+14.1%+24.1%
P / Sales4.6x4.1x3.4x3.8x3.6x
EV / Sales23.5x21.4x14.5x14.9x13.4x
Gross Profit, Adj.$315.6M$354.5M$466.1M$533.8M$703.8M
YoY %+12.9%+12.3%+31.5%+14.5%+31.9%
Margin %96.6%85.6%75.0%75.3%80.0%
EV / Gross Profit24.3x25.0x19.3x19.9x16.7x
EBITDA, Adj.$144.2M$177.9M$256.8M$292.2M$303.0M
YoY %+33.1%+23.4%+44.3%+13.8%+3.7%
Margin %44.1%43.0%41.3%41.2%34.4%
EV / EBITDA53.2x49.8x35.1x36.3x38.9x
EBIT$144.2M$177.9M$256.8M$292.2M$303.0M
YoY %+33.1%+23.4%+44.3%+13.8%+3.7%
Margin %44.1%43.0%41.3%41.2%34.4%
EV / EBIT53.2x49.8x35.1x36.3x38.9x
Net Income$110.7M$130.2M$192.3M$217.5M$228.2M
YoY %+38.2%+17.7%+47.7%+13.1%+4.9%
Net Margin33.9%31.5%30.9%30.7%25.9%
EPS (GAAP)$1.88$2.27$3.49$4.29$4.92
YoY %+37.2%+20.7%+53.7%+22.9%+14.7%