Lumida
/TFC
⌘K
Truist Financial Corp

Truist Financial Corp

TFC
$50.40USD+0.14%+0.07 today

MARKET CAP

61.6B

P/E (TTM)

12.5x

FWD P/E

DAY RANGE

$50 – $51

52W RANGE

$41
$56

AI Summary

Stalk
Sell NowMedium

TFC has broken down into a Stage 4 distribution phase with bearish patterns reinforcing a medium-term downtrend. Short-term conditions remain unfavorable for bullish entries as price trades below the 9, 20, and 50 EMAs and is rejected at resistance. The long-term uptrend is intact via the rising 200-day SMA, but the immediate posture favors selling into rallies toward the EMAs or the recent resistance zone near the 50.6–50.8 area.

  • Q2 net income $1.5B, +37% YoY; ROTCE 15.4%
  • $1.2B repurchased in Q2; $5B buyback forecast for 2026
  • Profitability score negative; loan spread compression pressures margins
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$23.1B$22.3B$29.9B$24.3B$30.4B
YoY %-5.6%-3.3%+34.3%-19.0%+25.5%
P / Sales3.4x2.6x1.7x2.4x2.1x
EV / Sales23.7x24.6x17.4x21.4x17.8x
Gross Profit, Adj.$22.3B$20.0B$20.0B$13.3B$20.3B
YoY %-1.8%-10.4%+0.2%-33.7%+53.0%
Margin %96.7%89.6%66.9%54.7%66.8%
EV / Gross Profit24.5x27.4x26.0x39.1x26.6x
EBITDA, Adj.$8.8B$7.5B$5.3B$-601.0M$6.3B
YoY %+39.2%-15.0%-29.1%-111.3%+1156.4%
Margin %38.2%33.6%17.7%-2.5%20.9%
EV / EBITDA61.9x73.1x98.1x-864.3x85.3x
EBIT$8.0B$7.0B$-765.0M$-601.0M$6.3B
YoY %+46.0%-12.1%-110.9%+21.4%+1156.4%
Margin %34.7%31.5%-2.6%-2.5%20.9%
EV / EBIT68.3x77.9x-681.1x-864.3x85.3x
Net Income$6.0B$5.9B$-1.5B$4.5B$5.0B
YoY %+44.2%-1.8%-124.5%+407.8%+11.3%
Net Margin26.2%26.6%-4.8%18.4%16.3%
EPS (GAAP)$4.47$4.43-$1.09$3.36$3.82
YoY %+45.1%-0.9%-124.6%+408.3%+13.7%