Lumida
/TMP
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Tompkins Financial Corp

Tompkins Financial Corp

TMP
$98.83USD+0.54%+0.53 today

MARKET CAP

1.4B

P/E (TTM)

8.1x

FWD P/E

12.1x

DAY RANGE

$98 – $100

52W RANGE

$62
$103

AI Summary

Stalk
StalkMedium

TMP is in a Stage 2 uptrend with higher highs and rising EMAs, but recent price has pulled back into the 9/20/50 EMA band, indicating short-term indecision. With overbought/oversold indicators neutral, we will stalk for a clean hold and acceptance around the 50 SMA support zone before initiating.

  • Q2 earnings beat by 13.33% with net interest income up, reflecting strong profitability
  • Quarterly dividend raised, sustaining ~3%+ yield to reward shareholders
  • Negative growth outlook suggests revenue expansion headwinds ahead
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$320.2M$329.3M$307.6M$435.7M$578.9M
YoY %-2.4%+2.9%-6.6%+41.6%+32.9%
P / Sales3.8x3.4x2.8x2.2x1.8x
EV / Sales25.9x24.7x25.8x19.1x15.1x
Gross Profit, Adj.$302.6M$308.3M$219.8M$299.2M$446.6M
YoY %+1.2%+1.9%-28.7%+36.2%+49.3%
Margin %94.5%93.6%71.4%68.7%77.1%
EV / Gross Profit27.4x26.4x36.1x27.8x19.5x
EBITDA, Adj.$114.6M$109.7M$12.1M$93.0M$224.9M
YoY %+17.3%-4.2%-88.9%+666.9%+141.8%
Margin %35.8%33.3%3.9%21.3%38.8%
EV / EBITDA72.4x74.2x654.1x89.4x38.8x
EBIT$114.6M$109.7M$12.1M$93.0M$224.9M
YoY %+17.3%-4.2%-88.9%+666.9%+141.8%
Margin %35.8%33.3%3.9%21.3%38.8%
EV / EBIT72.4x74.2x654.1x89.4x38.8x
Net Income$88.6M$85.0M$9.5M$70.8M$161.1M
YoY %+15.5%-4.1%-88.8%+645.4%+127.3%
Net Margin27.7%25.8%3.1%16.3%27.8%
EPS (GAAP)$6.05$5.89$0.66$4.97$11.24
YoY %+16.3%-2.6%-88.8%+653.0%+126.2%