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Trustmark Corp

Trustmark Corp

TRMK
$46.98USD↓-0.99%-0.47 today

MARKET CAP

2.7B

P/E (TTM)

12.7x

FWD P/E

—

DAY RANGE

$47 – $48

52W RANGE

$36
$49

AI Summary

Stalk
StalkMedium

TRMK triggered a clear momentum breakout above the recent multi-week resistance with volume backing, but price is extended above the 9/20EMA zone. The broader uptrend (Stage 2) and rising intermediate EMAs support a bullish medium-term bias; however, a clean pullback into the 9/20EMA area will provide confirmation for new entries. We will stalk that pullback before engaging.

  • ↑Q2 EPS $1.08 vs est, revenue +4.8% YoY.
  • ↑Loan balances +4.5% YoY, deposits +6.3% YoY.
  • ↓Adjusted EPS ex one-offs shows only modest core growth.
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Trustmark Corporation (NASDAQ: TRMK) is a regional financial services entity primarily focused on banking across the Southeastern United States. The company provides a wide range of financial solutions, including commercial banking, consumer banking, mortgage lending, and investment services, positioning itself competitively in the banking sector. Trustmark’s strategic focus includes organic growth through talent acquisition, advancing technology, and enhancing customer experiences amidst an evolving financial landscape.

Bull says

  • ↑Q2 EPS $1.08 vs est, revenue +4.8% YoY.
  • ↑Loan balances +4.5% YoY, deposits +6.3% YoY.
  • ↑ROAA stable at 1.21% with Tier 1 capital at 11.7%.
  • ↑$11M share repurchases in Q2 ($80M repurchased last year).
  • ↑Modern banking platform upgrade boosts efficiency and CX.
  • ↑High earnings yield and Book/Price <1 suggest undervaluation.

Bear says

  • ↓Adjusted EPS ex one-offs shows only modest core growth.
  • ↓Operating expenses up on hiring, pressuring future margins.
  • ↓Negative growth and revision factors signal waning momentum.
  • ↓Volatility sensitivity and recent downgrades heighten valuation risk.
  • ↓Low institutional ownership and high short interest point bearish sentiment.
  • ↓Consensus “Hold” ratings and cautious price targets prevail.

Investment themes with TRMK

High Dividend Yield↓ -0.51%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↓ -1.16%

FLG · TCBI · ZION

Earnings Call · Q2 2025 · Mgmt. Guidance

Updated 08-04-2026bullish

Transcript signals

Bull points

  • Trustmark's profitability metrics expanded, fueled by loan and deposit growth, solid credit quality, diversified fee income, and disciplined expense management.
  • Trustmark reported net income in the second quarter of $55.8 million, representing fully diluted EPS of 92 cents a share, up 4.5% from the prior quarter.
  • Net interest income expanded 4.3% to $161.4 million, which produced a net interest margin of 3.81%, an increase of six basis points from the prior quarter.

Bear points

  • From the standpoint of the reserve levels, you know, we continue to see less in terms of unfunded commitments. That particular unfunded commitment is down for the year by about $187 million. And so that's reserving that we don't have to do on the contingent liability piece of the equation.
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