Lumida
/TRUP
⌘K
Trupanion Inc

Trupanion Inc

TRUP
$24.89USD-0.44%-0.11 today

MARKET CAP

1.1B

P/E (TTM)

42.2x

FWD P/E

DAY RANGE

$25 – $25

52W RANGE

$21
$47

AI Summary

Stalk
TrimMedium

TRUP is in a clear Stage 4 downtrend, confirmed by a Support Failure below the 50 SMA and overlapping lows, signaling that sellers are dominant and downside can accelerate. The medium-term bias remains bearish, reinforced by the Bearish Pivot Point and declining EMAs, with no sustained support evident. Price has extended below the 9/21/50 EMA band and is oversold, suggesting timing is unfavorable for fresh short entries; we will defer selling into any relief rallies into the EMA zone. A sustained reclaim and hold above these EMAs would invalidate the bearish bias and warrant reassessment.

  • Q2 revenue reached $392.9M (up 11% YoY) and subscription adjusted operating income rose 24%
  • Full-year revenue guidance lifted to $1.584–$1.601B with subscription revenue forecast +13%
  • P/E at 57.8x far above industry’s 11.5x, posing downside risk
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$699.0M$905.2M$1.1B$1.3B$1.4B
YoY %+39.2%+29.5%+22.5%+16.0%+11.9%
P / Sales7.6x2.1x1.1x1.6x1.1x
EV / Sales7.8x2.4x1.4x1.8x1.4x
Gross Profit, Adj.$104.3M$122.2M$131.0M$178.8M$231.0M
YoY %+27.4%+17.1%+7.2%+36.5%+29.2%
Margin %14.9%13.5%11.8%13.9%16.1%
EV / Gross Profit52.2x17.7x12.3x13.2x8.7x
EBITDA, Adj.$-23.1M$-31.8M$-28.0M$12.4M$31.1M
YoY %-1115.9%-38.0%+12.1%+144.5%+150.2%
Margin %-3.3%-3.5%-2.5%1.0%2.2%
EV / EBITDA-236.0x-67.9x-57.4x189.4x65.0x
EBIT$-35.0M$-42.7M$-40.4M$-4.0M$15.3M
YoY %-629.5%-22.0%+5.4%+90.0%+478.7%
Margin %-5.0%-4.7%-3.6%-0.3%1.1%
EV / EBIT-155.4x-50.5x-39.7x-584.0x132.3x
Net Income$-35.5M$-44.7M$-44.7M$-9.6M$19.4M
YoY %-508.4%-25.7%-0.0%+78.4%+301.7%
Net Margin-5.1%-4.9%-4.0%-0.7%1.4%
EPS (GAAP)-$0.89-$1.10-$1.08-$0.23$0.45
YoY %-456.3%-23.6%+1.8%+78.7%+295.7%