Lumida
/USB
⌘K
US Bancorp

US Bancorp

USB
$62.84USD+0.69%+0.43 today

MARKET CAP

97.9B

P/E (TTM)

12.5x

FWD P/E

11.3x

DAY RANGE

$62 – $63

52W RANGE

$45
$66

AI Summary

Stalk
StalkMedium

USB remains in a Stage 2 advancing phase above its rising 200-day SMA, preserving a medium-term bullish bias, but the short-term EMAs have crossed lower and price closed below the 9- and 20-day EMAs, indicating unfavorable timing. We will defer execution, stalking for a pullback into the EMA cluster or a decisive reclaim of the short-term EMAs before engaging.

  • Record Q2 revenue of $7.71B (+10.1% YoY) and net income of $2.18B (+20%)
  • Projected EPS growth of ~13% for fiscal 2026
  • Current price ~$64.21 vs fair value ~$58.09 implies ~10% overvaluation
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$23.7B$27.4B$40.6B$42.7B$42.9B
YoY %-6.0%+15.5%+48.3%+5.1%+0.3%
P / Sales3.5x2.4x1.7x1.7x1.9x
EV / Sales24.1x23.2x15.1x14.9x15.5x
Gross Profit, Adj.$22.7B$24.2B$28.0B$27.3B$28.5B
YoY %-2.2%+6.4%+15.8%-2.4%+4.4%
Margin %95.8%88.3%69.0%64.0%66.6%
EV / Gross Profit25.2x26.3x21.9x23.3x23.2x
EBITDA, Adj.$10.2B$7.6B$7.9B$8.1B$9.5B
YoY %+68.0%-24.9%+3.2%+2.4%+18.0%
Margin %42.9%27.8%19.4%18.9%22.2%
EV / EBITDA56.3x83.4x78.0x79.0x69.7x
EBIT$10.2B$7.3B$6.9B$7.9B$9.5B
YoY %+68.0%-28.2%-6.0%+15.2%+20.3%
Margin %42.9%26.6%16.9%18.5%22.2%
EV / EBIT56.3x87.2x89.5x80.6x69.7x
Net Income$7.6B$5.5B$5.1B$5.9B$7.2B
YoY %+64.6%-27.7%-8.2%+17.0%+21.7%
Net Margin32.1%20.1%12.4%13.8%16.8%
EPS (GAAP)$5.10$3.69$3.27$3.79$4.62
YoY %+66.7%-27.6%-11.4%+15.9%+21.9%