Lumida
/UVSP
⌘K
Univest Financial Corp

Univest Financial Corp

UVSP
$42.67USD+0.23%+0.10 today

MARKET CAP

1.2B

P/E (TTM)

11.6x

FWD P/E

10.8x

DAY RANGE

$42 – $43

52W RANGE

$28
$45

AI Summary

Stalk
StalkMedium

UVSP remains in a durable multi-year uptrend, with recent profit-taking driving price back to the 50-day SMA support zone. Medium- and long-term EMA alignment stay firmly bullish, but stretched valuations and rising short interest warrant caution. We will stalk for a clean stabilizing bounce off the 50-day SMA area before adding new exposure.

  • Q1 2026 net income $27.1M (96¢/share), +24.7% YoY
  • Q2 2026 loan growth $101.7M (6% annualized)
  • Competitive loan pricing compresses margins across markets
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$293.0M$330.1M$448.6M$500.4M$518.3M
YoY %+3.8%+12.7%+35.9%+11.6%+3.6%
P / Sales3.0x2.3x1.4x1.7x1.8x
EV / Sales24.5x21.6x16.8x16.1x16.2x
Gross Profit, Adj.$271.6M$296.2M$296.8M$299.2M$328.1M
YoY %+7.5%+9.0%+0.2%+0.8%+9.6%
Margin %92.7%89.7%66.2%59.8%63.3%
EV / Gross Profit26.4x24.1x25.3x26.8x25.5x
EBITDA, Adj.$114.3M$97.4M$90.2M$95.3M$113.3M
YoY %+96.0%-14.8%-7.4%+5.6%+18.9%
Margin %39.0%29.5%20.1%19.0%21.9%
EV / EBITDA62.8x73.2x83.3x84.3x73.9x
EBIT$114.3M$97.2M$88.7M$95.3M$113.3M
YoY %+100.9%-15.0%-8.8%+7.5%+18.9%
Margin %39.0%29.5%19.8%19.0%21.9%
EV / EBIT62.8x73.4x84.8x84.3x73.9x
Net Income$91.8M$78.1M$71.1M$75.9M$90.8M
YoY %+95.7%-14.9%-9.0%+6.8%+19.5%
Net Margin31.3%23.7%15.9%15.2%17.5%
EPS (GAAP)$3.11$2.64$2.41$2.58$3.13
YoY %+94.4%-15.1%-8.7%+7.1%+21.3%