Lumida
/VLY
⌘K
Valley National Bancorp

Valley National Bancorp

VLY
$13.80USD-0.36%-0.05 today

MARKET CAP

7.6B

P/E (TTM)

11.7x

FWD P/E

9.7x

DAY RANGE

$14 – $14

52W RANGE

$10
$15

AI Summary

Stalk
StalkMedium

VLY remains in a long-term uptrend above its rising 200-day SMA, but has pulled back sharply through short-term EMAs and is now testing the 50-day SMA. Momentum indicators are neutral, suggesting this pullback may offer a tactical entry opportunity. We will stalk for a clean bounce off the 50-day SMA rather than initiate immediately.

  • Q4 2025 net income of $195 M, up 33% QoQ, underscores earnings momentum
  • Core deposits grew by $4 B (9% YoY) in 2025, strengthening funding base
  • Negative profitability score highlights weak revenue-to-profit conversion
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.5B$2.2B$3.4B$3.6B$3.5B
YoY %-4.9%+46.6%+54.1%+6.5%-2.4%
P / Sales3.8x2.5x1.6x1.3x1.9x
EV / Sales29.4x25.7x17.7x16.6x17.9x
Gross Profit, Adj.$1.4B$1.9B$1.9B$1.9B$2.0B
YoY %+4.8%+36.5%+1.5%-2.0%+9.3%
Margin %91.7%85.3%56.2%51.7%58.0%
EV / Gross Profit32.1x30.1x31.4x32.0x30.9x
EBITDA, Adj.$660.1M$780.7M$678.3M$438.5M$744.8M
YoY %+21.8%+18.3%-13.1%-35.4%+69.8%
Margin %44.3%35.8%20.2%12.2%21.3%
EV / EBITDA66.4x71.9x87.6x135.3x84.0x
EBIT$640.7M$780.7M$678.3M$438.5M$743.9M
YoY %+20.9%+21.8%-13.1%-35.4%+69.6%
Margin %43.0%35.8%20.2%12.2%21.3%
EV / EBIT68.4x71.9x87.6x135.3x84.1x
Net Income$461.2M$555.7M$482.4M$358.9M$569.0M
YoY %+22.0%+20.5%-13.2%-25.6%+58.5%
Net Margin31.0%25.5%14.3%10.0%16.3%
EPS (GAAP)$1.12$1.14$0.95$0.69$1.01
YoY %+20.4%+1.8%-16.7%-27.4%+46.4%