Lumida
/WRLD
⌘K
World Acceptance Corp

World Acceptance Corp

WRLD
$190.75USD+0.39%+0.75 today

MARKET CAP

889.0M

P/E (TTM)

24.6x

FWD P/E

DAY RANGE

$189 – $193

52W RANGE

$110
$228

AI Summary

Stalk
StalkMedium

WRLD is consolidating in a tight range after a midsummer rally, with the 9/20/50 EMAs flat and RSI neutral. Medium-term structure remains bullish in Stage 2 supported by a rising 200-day SMA, while short-term indecision suggests delaying entries. Long-term uptrend is intact. Favor deferred buys on a pullback into support around the lower band near the 9-day EMA or range lows.

  • Annualized net charge-offs fell to 18.2% from 19.2% YoY
  • Q1 2027 adjusted EPS of $2.12 greatly exceeded consensus ~$0.59
  • New $640 M facility increases leverage and debt servicing pressure
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$528.0M$585.2M$616.5M$573.2M$564.8M
YoY %-10.5%+10.8%+5.4%-7.0%-1.5%
P / Sales1.6x2.1x0.8x1.4x1.2x
EV / Sales2.7x3.5x2.0x2.5x2.2x
Gross Profit, Adj.$502.3M$551.8M$566.1M$525.0M$522.1M
YoY %-11.0%+9.8%+2.6%-7.3%-0.5%
Margin %95.1%94.3%91.8%91.6%92.4%
EV / Gross Profit2.8x3.7x2.1x2.7x2.4x
EBITDA, Adj.$111.4M$65.6M$27.1M$99.4M$112.0M
YoY %+219.1%-41.1%-58.6%+266.2%+12.7%
Margin %21.1%11.2%4.4%17.3%19.8%
EV / EBITDA12.6x31.2x44.5x14.4x11.3x
EBIT$111.4M$65.6M$27.1M$99.4M$112.0M
YoY %+219.1%-41.1%-58.6%+266.2%+12.7%
Margin %21.1%11.2%4.4%17.3%19.8%
EV / EBIT12.6x31.2x44.5x14.4x11.3x
Net Income$88.3M$53.9M$21.2M$77.3M$89.7M
YoY %+213.5%-38.9%-60.6%+264.3%+16.0%
Net Margin16.7%9.2%3.4%13.5%15.9%
EPS (GAAP)$13.23$8.47$3.60$13.19$16.30
YoY %+273.7%-36.0%-57.5%+266.4%+23.6%