Lumida
/WSFS
⌘K
WSFS Financial Corp

WSFS Financial Corp

WSFS
$79.73USD↓-0.26%-0.21 today

MARKET CAP

4.1B

P/E (TTM)

12.9x

FWD P/E

11.9x

DAY RANGE

$79 – $81

52W RANGE

$50
$83

AI Summary

Stalk
StalkMedium

WSFS remains in a medium-term uptrend but is currently pulling back into its short-term EMAs and the late-July pivot/50 SMA support zone. Short-term momentum has turned negative, with the 9 EMA below the 20 EMA and RSI in the mid-30s, warranting deferred entry. We will stalk for a clean pullback absorption and look for a hold and re-acceleration through the EMA cluster and 79.20 resistance to confirm bullish resumption.

  • ↑Core EPS rose 31% YoY to $1.66, reflecting strong earnings growth.
  • ↑Non-performing assets fell nearly 25% YoY, showing improved asset quality.
  • ↓Management warns of uneven commercial loan losses, credit risk remains.
Full analysis →

The case for & against

Bull & Bear analysis

Bearish

WSFS Financial Corporation (NASDAQ: WSFS) is a regional banking institution headquartered in Wilmington, Delaware. It offers a diverse array of financial services, including commercial and retail banking, wealth management, and institutional services. Positioned strategically within the Greater Philadelphia and Delaware markets, WSFS aims to leverage its extensive branch network and innovative digital platforms to enhance client experiences while focusing on capitalizing on growth opportunities in the wealth management and commercial sectors.

Bull says

  • ↑Core EPS rose 31% YoY to $1.66, reflecting strong earnings growth.
  • ↑Non-performing assets fell nearly 25% YoY, showing improved asset quality.
  • ↑Returned $77 M to shareholders, including $66 M buybacks (4% of shares).
  • ↑Net interest margin improved to 3.87% thanks to reduced deposit costs.
  • ↑Core fee revenue grew 5% YoY, led by 17% growth in wealth management.
  • ↑High earnings yield, strong momentum factors, and positive growth revisions indicate valuation appeal.

Bear says

  • ↓Management warns of uneven commercial loan losses, credit risk remains.
  • ↓Elevated competition for deposits could compress NIM and raise funding costs.
  • ↓Non-interest deposits at 37% of total may prove unsustainable vs. 30% historical average.
  • ↓Consumer loan demand uncertainty may slow 5–10% targeted loan growth.
  • ↓Heavy buyback focus could limit reinvestment amid rising operating costs.
  • ↓Limited institutional ownership, high short interest, and weak profitability factors signal caution.

Investment themes with WSFS

Buybacks↓ -0.29%

Companies repurchasing their own shares

C · JCI · WFC
Regional Banks↓ -1.16%

FLG · TCBI · ZION

Earnings Call · Q2 2025 · Mgmt. Guidance

Updated 08-05-2026neutral

Transcript signals

Bull points

  • During the second quarter, WSFITs performed well as we continue to demonstrate the strength of our franchise and diverse business model.
  • Core net interest margin expanded one basis point to 3.89%. This reflects a reduction in total funding costs of nine basis points with a deposit beta of 43% for the quarter.
  • Core fee revenue grew 9% quarter-over-quarter, driven by broad-based growth across a number of businesses, including wealth, capital markets, and mortgage.

Bear points

  • In the second quarter, WSFIS completed the sale of its powder mill business, which provided tax and other administrative services.
  • While these transactions will result in some near-term revenue headwinds, they create important strategic opportunities to broaden our product offering and expand our wealth franchise.
  • We expect our overall fee revenue will go low single digits as CashConnect revenues are expected to decline, primarily as a result of interest rate reductions and lower volume.
Read full transcript analysis ›