Earnings Call · Q2 2025 · Mgmt. Guidance
Updated 08-28-2026bullish
Transcript signals
Bull points
- we facilitated approximately 38.99 billion RMB in loan originations, up significantly by 71.4% year over year.
- Our total outstanding loan balance, excluding loans delinquent more than 60 days, reached 64.91 billion RMB, representing an increase of 55.3% from Q2 2024.
- Total number of loans facilitated increased substantially to approximately 3.72 million, reflecting a growth of 70.8% year-over-year with an average loan size of 10,476 RMB.
Bear points
- The regulatory environment in China continues to evolve, which may introduce incremental compliance obligations for industry participants.
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