Lumida
/AFL
⌘K
Aflac Inc

Aflac Inc

AFL
$118.36USD+0.96%+1.12 today

MARKET CAP

58.8B

P/E (TTM)

17.3x

FWD P/E

DAY RANGE

$118 – $119

52W RANGE

$105
$130

AI Summary

Stalk
Sell NowMedium

AFL has decisively broken into a Stage 4 decline with lower highs and lows, establishing a bearish medium-term bias reinforced by support failure. Short-term price is pulling back into the declining 9/20/50 EMA zone, offering a clear sell setup amid oversold conditions, while the long-term uptrend remains intact above the rising 200-day SMA. Execution is recommended now on rallies into the EMA resistance area.

  • Revenue of $4.22B vs. $4.11B estimate; adjusted EPS $1.75
  • Returned $1.3B via dividends and buybacks; 43rd straight dividend hike
  • Japan segment sales fell 5.6% YoY to ¥11B in Q2
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$21.6B$19.1B$18.7B$18.9B$17.2B
YoY %-2.7%-11.2%-2.3%+1.2%-9.3%
P / Sales1.8x2.4x2.7x3.1x3.4x
EV / Sales7.4x8.0x8.0x7.6x8.1x
Gross Profit, Adj.$9.0B$8.3B$8.6B$9.6B$8.0B
YoY %+14.9%-7.2%+3.3%+11.7%-16.8%
Margin %41.7%43.6%46.1%50.9%46.6%
EV / Gross Profit17.7x18.4x17.4x14.9x17.5x
EBITDA, Adj.$6.3B$5.9B$6.3B$7.5B$5.6B
YoY %+11.9%-6.3%+6.6%+19.0%-24.6%
Margin %29.1%30.8%33.5%39.4%32.8%
EV / EBITDA25.3x26.0x24.0x19.2x24.8x
EBIT$5.4B$5.1B$5.5B$6.6B$4.8B
YoY %+23.7%-6.4%+7.1%+21.2%-28.1%
Margin %25.3%26.6%29.2%34.9%27.7%
EV / EBIT29.2x30.1x27.5x21.7x29.4x
Net Income$4.2B$4.4B$4.7B$5.4B$3.6B
YoY %-11.4%+4.4%+5.5%+16.8%-33.0%
Net Margin19.6%23.1%24.9%28.8%21.2%
EPS (GAAP)$6.25$6.93$7.78$9.63$6.82
YoY %-6.3%+10.9%+12.3%+23.8%-29.2%