Lumida
/AMSF
⌘K
Amerisafe Inc

Amerisafe Inc

AMSF
$26.42USD+1.56%+0.40 today

MARKET CAP

489.6M

P/E (TTM)

10.9x

FWD P/E

DAY RANGE

$26 – $27

52W RANGE

$26
$48

AI Summary

Stalk
Sell NowMedium

AMSF has broken above its near-term EMAs and the 50-day SMA, showing short-term momentum but remains in a broader Stage 3 downtrend. This extended rally has created a sellable zone near resistance, aligning with a medium-term bearish tradable side and an intact long-term downtrend. Execution now favors selling into strength rather than adding, with attention on potential exhaustion and reversal around current levels.

  • Consensus $44 price target implies ~57% upside
  • Earnings yield of 0.79 and 1.38% dividend yield
  • Negative profitability factors suggest weak margin conversion
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$315.9M$294.7M$306.9M$309.0M$317.3M
YoY %-6.9%-6.7%+4.1%+0.7%+2.7%
P / Sales3.3x3.4x2.9x3.2x2.3x
EV / Sales6.3x6.4x5.9x6.0x4.9x
Gross Profit, Adj.$133.9M$120.9M$131.1M$126.9M$119.7M
YoY %-15.9%-9.6%+8.4%-3.2%-5.7%
Margin %42.4%41.0%42.7%41.1%37.7%
EV / Gross Profit14.8x15.7x13.7x14.5x12.9x
EBITDA, Adj.$89.3M$75.7M$81.8M$71.6M$60.2M
YoY %-23.0%-15.3%+8.1%-12.5%-16.0%
Margin %28.3%25.7%26.7%23.2%19.0%
EV / EBITDA22.1x25.1x22.0x25.8x25.8x
EBIT$79.4M$67.6M$77.4M$69.1M$58.9M
YoY %-25.7%-14.9%+14.4%-10.8%-14.8%
Margin %25.1%23.0%25.2%22.3%18.6%
EV / EBIT24.9x28.1x23.3x26.7x26.3x
Net Income$65.8M$55.6M$62.1M$55.4M$47.1M
YoY %-24.1%-15.4%+11.7%-10.7%-15.0%
Net Margin20.8%18.9%20.2%17.9%14.9%
EPS (GAAP)$3.39$2.88$3.23$2.89$2.47
YoY %-24.2%-15.0%+12.2%-10.5%-14.5%