Lumida
/HFWA
⌘K
Heritage Financial Corp

Heritage Financial Corp

HFWA
$28.41USD+0.00%+0.00 today

MARKET CAP

1.2B

P/E (TTM)

13.5x

FWD P/E

11.9x

DAY RANGE

$28 – $29

52W RANGE

$21
$31

AI Summary

Stalk
StalkMedium

HFWA remains in a healthy Stage 2 uptrend above key EMAs, but the Bullish Exhaustion pattern at fresh highs increases the odds of a near-term pullback. Price is currently retracing into the 9/20 EMA zone. We will stalk for a clean pullback into this EMA support area before initiating any new long exposure.

  • Q1 EPS $0.80, up 18% QoQ and 29% YoY.
  • NIM rose to 3.72%, supported by asset repricing.
  • Non-performing loans climbed to 0.39% from 0.09%, raising credit concerns.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$247.4M$257.0M$303.1M$317.2M$336.0M
YoY %-1.6%+3.9%+17.9%+4.6%+5.9%
P / Sales3.6x4.2x2.5x2.7x2.4x
EV / Sales29.9x28.0x23.1x22.2x20.3x
Gross Profit, Adj.$240.4M$249.0M$243.8M$216.8M$246.1M
YoY %+0.9%+3.6%-2.1%-11.1%+13.5%
Margin %97.2%96.9%80.4%68.4%73.3%
EV / Gross Profit30.8x28.9x28.8x32.5x27.7x
EBITDA, Adj.$120.5M$99.4M$72.9M$52.3M$78.6M
YoY %+126.6%-17.5%-26.7%-28.3%+50.4%
Margin %48.7%38.7%24.1%16.5%23.4%
EV / EBITDA61.4x72.3x96.2x134.7x86.6x
EBIT$120.5M$99.4M$72.9M$52.3M$78.6M
YoY %+126.6%-17.5%-26.7%-28.3%+50.4%
Margin %48.7%38.7%24.1%16.5%23.4%
EV / EBIT61.4x72.3x96.2x134.7x86.6x
Net Income$98.0M$81.9M$61.8M$43.3M$67.5M
YoY %+110.5%-16.5%-24.6%-30.0%+56.1%
Net Margin39.6%31.9%20.4%13.6%20.1%
EPS (GAAP)$2.73$2.31$1.75$1.24$1.96
YoY %+111.6%-15.4%-24.2%-29.1%+58.1%