Lumida
/KNSL
⌘K
Kinsale Capital Group Inc

Kinsale Capital Group Inc

KNSL
$360.01USD-0.74%-2.69 today

MARKET CAP

8.2B

P/E (TTM)

15.9x

FWD P/E

DAY RANGE

$356 – $365

52W RANGE

$287
$485

AI Summary

Stalk
Sell NowMedium

Stage 3 distribution, confirmed by a decisive support failure and EMA rollovers, underpins a medium-term bearish bias. Short-term momentum remains negative with price extended below key EMAs, just above the 200-day SMA. Execution conditions favor immediate selling on continued downside, while the long-term uptrend and valuation support remain secondary considerations.

  • Q1 2026 diluted operating EPS rose 37.7% YoY; ROE held at 24%
  • Q4 2025 combined ratio of 71.7% significantly outperforms industry averages
  • Commercial property division is shrinking, weighing on overall premium growth
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$653.5M$838.8M$1.2B$1.6B$1.9B
YoY %+42.1%+28.4%+46.0%+29.7%+18.0%
P / Sales8.4x7.2x6.6x6.8x4.9x
EV / Sales10.2x9.4x8.7x8.9x6.9x
Gross Profit, Adj.$329.1M$200.6M$395.3M$528.8M$646.6M
YoY %+67.8%-39.0%+97.1%+33.8%+22.3%
Margin %50.4%23.9%32.3%33.3%34.5%
EV / Gross Profit20.3x39.2x26.9x26.7x20.1x
EBITDA, Adj.$192.1M$202.6M$397.6M$530.7M$650.8M
YoY %+88.1%+5.4%+96.3%+33.5%+22.6%
Margin %29.4%24.1%32.5%33.4%34.7%
EV / EBITDA34.8x38.8x26.7x26.7x20.0x
EBIT$189.8M$199.8M$394.3M$524.9M$644.9M
YoY %+88.7%+5.3%+97.3%+33.1%+22.9%
Margin %29.0%23.8%32.2%33.1%34.4%
EV / EBIT35.3x39.4x27.0x26.9x20.2x
Net Income$152.7M$159.1M$308.1M$414.8M$503.6M
YoY %+72.7%+4.2%+93.6%+34.6%+21.4%
Net Margin23.4%19.0%25.2%26.1%26.9%
EPS (GAAP)$6.62$6.88$13.22$17.78$21.65
YoY %+71.1%+3.9%+92.2%+34.5%+21.8%