Kinsale Capital Group Inc

Stage 3 distribution, confirmed by a decisive support failure and EMA rollovers, underpins a medium-term bearish bias. Short-term momentum remains negative with price extended below key EMAs, just above the 200-day SMA. Execution conditions favor immediate selling on continued downside, while the long-term uptrend and valuation support remain secondary considerations.

• ↑Q1 2026 diluted operating EPS rose 37.7% YoY; ROE held at 24%
• ↑Q4 2025 combined ratio of 71.7% significantly outperforms industry averages
• ↓Commercial property division is shrinking, weighing on overall premium growth