Lumida
/LC
⌘K
LendingClub Corp

LendingClub Corp

LC
$19.21USD+2.13%+0.40 today

MARKET CAP

2.2B

P/E (TTM)

16.7x

FWD P/E

DAY RANGE

$19 – $19

52W RANGE

$11
$22

AI Summary

Stalk
StalkMedium

LC remains in a Stage 2 advancing environment within a long-term uptrend, but recent exhaustion signals and extreme overbought readings suggest timing is unfavorable for a new entry. We will stalk for a deeper pullback into rising 9/21 EMAs and prior support zones before initiating any buy, while monitoring for Stage 3 transition risk if momentum falters.

  • Loan originations grew 40% YoY to $2.6B in Q4’25
  • Q4’25 pre‐tax income rose 4x YoY to $50M; ROTCE 11.9%
  • Inflation and higher rates could reduce consumer loan demand
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$898.6M$1.3B$1.1B$1.2B$1.3B
YoY %+41.3%-10.6%+2.2%+15.0%
P / Sales2.7x0.7x0.8x1.6x1.7x
EV / Sales2.7x6.0x7.5x9.6x9.2x
Gross Profit, Adj.$818.6M$1.2B$864.6M$787.0M$998.8M
YoY %+45.0%-27.2%-9.0%+26.9%
Margin %91.1%93.5%76.2%67.8%74.8%
EV / Gross Profit3.0x6.5x9.8x14.1x12.3x
EBITDA, Adj.$18.4M$153.0M$54.6M$65.1M$176.9M
YoY %+729.7%-64.3%+19.1%+171.9%
Margin %2.1%12.1%4.8%5.6%13.3%
EV / EBITDA133.9x50.1x155.6x170.7x69.4x
EBIT$18.4M$153.0M$54.6M$65.1M$176.9M
YoY %+729.7%-64.3%+19.1%+171.9%
Margin %2.1%12.1%4.8%5.6%13.3%
EV / EBIT133.9x50.1x155.6x170.7x69.4x
Net Income$18.6M$289.7M$38.9M$51.3M$135.7M
YoY %+1459.1%-86.6%+31.8%+164.3%
Net Margin2.1%22.8%3.4%4.4%10.2%
EPS (GAAP)$0.18$2.79$0.36$0.45$1.16
YoY %+1450.0%-87.1%+25.0%+157.8%