LendingClub Corp

LC remains in a Stage 2 advancing environment within a long-term uptrend, but recent exhaustion signals and extreme overbought readings suggest timing is unfavorable for a new entry. We will stalk for a deeper pullback into rising 9/21 EMAs and prior support zones before initiating any buy, while monitoring for Stage 3 transition risk if momentum falters.

• ↑Loan originations grew 40% YoY to $2.6B in Q4’25
• ↑Q4’25 pre‐tax income rose 4x YoY to $50M; ROTCE 11.9%
• ↓Inflation and higher rates could reduce consumer loan demand