Lumida
/MTB
⌘K
M&T Bank Corp

M&T Bank Corp

MTB
$239.83USD+0.34%+0.81 today

MARKET CAP

34.6B

P/E (TTM)

14.1x

FWD P/E

DAY RANGE

$237 – $241

52W RANGE

$175
$256

AI Summary

Stalk
TrimMedium

MTB is in a medium-term corrective downtrend after peaking near recent highs, trading below declining short- and intermediate-term EMAs. Price has pulled back into the 9/20 EMA cluster without a clear rejection, signaling deferment of bearish execution until failure at resistance. Long-term uptrend remains intact above the 200 DMA, but medium-term weakness and lower-high/lower-low structure dominates. Oversold conditions may temper selling, but no reversal evidence has emerged. We will look for price to reject the 20/50 EMA confluence before engaging downside.

  • Q2 EPS $5.35 beats $4.66; revenue $2.53B +5.7% YoY.
  • 2026 guidance: high 3.6% NIM, $2.8B–$2.85B non-interest income.
  • Profitability score negative, signaling pressure converting revenue to profits.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$6.1B$8.6B$12.8B$13.5B$13.2B
YoY %-2.8%+40.9%+48.2%+5.5%-1.7%
P / Sales3.2x2.8x1.8x2.3x2.4x
EV / Sales25.5x23.0x15.9x15.5x16.2x
Gross Profit, Adj.$6.0B$8.2B$9.6B$9.3B$9.7B
YoY %+0.6%+36.5%+17.9%-3.8%+4.4%
Margin %98.1%95.1%75.6%69.0%73.3%
EV / Gross Profit26.0x24.2x21.0x22.5x22.1x
EBITDA, Adj.$2.5B$2.6B$3.6B$3.3B$3.7B
YoY %+38.7%+6.4%+38.6%-8.5%+11.5%
Margin %40.2%30.4%28.4%24.6%27.9%
EV / EBITDA63.4x75.7x56.0x63.0x58.1x
EBIT$2.5B$2.6B$3.6B$3.3B$3.7B
YoY %+38.7%+6.4%+38.6%-8.5%+11.5%
Margin %40.2%30.4%28.4%24.6%27.9%
EV / EBIT63.4x75.7x56.0x63.0x58.1x
Net Income$1.8B$1.9B$2.6B$2.4B$2.7B
YoY %+38.9%+6.4%+39.4%-7.1%+10.2%
Net Margin29.1%22.0%20.7%18.2%20.4%
EPS (GAAP)$13.80$11.53$15.79$14.64$17.00
YoY %+38.8%-16.4%+36.9%-7.3%+16.1%