Bank Ozk

A clear support failure at the prior horizontal zone, aligned with EMAs rolling over, confirms OZK is in a Stage 4 decline with a bearish medium-term bias. Short-term momentum is negative under the 9- and 20-day EMAs, favoring execution now on any rally into broken support/EMA resistance. We will sell into the current breakdown, focusing on rejections at the 9/20 EMA zone near the old support level.

• ↑Earnings yield ~1.8% and book-to-price ratio 1.45 indicate undervaluation.
• ↑CIB segment expanded to >$7B, set to match real-estate book next year.
• ↓Special mention loan volumes climbed, raising credit risk concerns.