Lumida
/UBSI
⌘K
United Bankshares Inc

United Bankshares Inc

UBSI
$47.22USD-0.23%-0.11 today

MARKET CAP

6.4B

P/E (TTM)

14.4x

FWD P/E

DAY RANGE

$47 – $48

52W RANGE

$34
$50

AI Summary

Stalk
StalkMedium

Uptrend remains intact as UBSI carves higher highs and lows and holds above rising EMAs, supporting a bullish medium-term bias. Short-term momentum is neutral to slightly negative, with price consolidating around the 9-, 20- and 50-period EMAs and neutral RSI and Options Score, providing no clear timing signal. Under the Stable strategy, we will stalk for a clear support test or bullish resolution above the 20 EMA and 200-day SMA before initiating.

  • Dividend yield of 3.1% exceeds industry average of 1.86% and S&P’s 1.31%
  • Q2 EPS of $0.95 surpassed $0.89 estimate; FY26 EPS forecast up 13.5% YoY
  • Loan growth forecasts cut as payoffs rise, pressuring net interest income
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.1B$1.2B$1.5B$1.6B$1.8B
YoY %-6.9%+7.6%+33.0%+5.8%+12.0%
P / Sales4.4x4.7x3.3x3.1x3.0x
EV / Sales27.0x26.1x19.5x18.4x18.3x
Gross Profit, Adj.$1.0B$1.0B$1.1B$1.0B$1.2B
YoY %-2.3%+2.8%+0.5%-1.9%+19.6%
Margin %95.1%90.9%68.7%63.6%67.9%
EV / Gross Profit28.4x28.7x28.4x28.9x27.0x
EBITDA, Adj.$462.9M$475.8M$463.8M$464.6M$583.4M
YoY %+25.1%+2.8%-2.5%+0.2%+25.6%
Margin %43.1%41.2%30.2%28.6%32.0%
EV / EBITDA62.7x63.3x64.7x64.3x57.2x
EBIT$462.9M$475.8M$463.8M$464.6M$583.4M
YoY %+28.7%+2.8%-2.5%+0.2%+25.6%
Margin %43.1%41.2%30.2%28.6%32.0%
EV / EBIT62.7x63.3x64.7x64.3x57.2x
Net Income$367.7M$379.6M$366.3M$373.0M$464.6M
YoY %+27.2%+3.2%-3.5%+1.8%+24.6%
Net Margin34.3%32.9%23.8%22.9%25.5%
EPS (GAAP)$2.83$2.80$2.71$2.75$3.27
YoY %+17.9%-1.1%-3.2%+1.5%+18.9%