United Bankshares Inc

Uptrend remains intact as UBSI carves higher highs and lows and holds above rising EMAs, supporting a bullish medium-term bias. Short-term momentum is neutral to slightly negative, with price consolidating around the 9-, 20- and 50-period EMAs and neutral RSI and Options Score, providing no clear timing signal. Under the Stable strategy, we will stalk for a clear support test or bullish resolution above the 20 EMA and 200-day SMA before initiating.

• ↑Dividend yield of 3.1% exceeds industry average of 1.86% and S&P’s 1.31%
• ↑Q2 EPS of $0.95 surpassed $0.89 estimate; FY26 EPS forecast up 13.5% YoY
• ↓Loan growth forecasts cut as payoffs rise, pressuring net interest income